GUARDSMAN Asset Guard RS

The one unknown when you buy a vehicle is what it will it be worth when you trade it in? What can cause these issues?

• A collision that results in a totaled vehicle.
• A collision that requires a significant repair.
• Non factory body parts used to repair your vehicle.
• Unknown Market conditions when you trade the vehicle in
Our Asset Guard RS program provides you with the financial protection when accidents occur.

We all know that to keep a vehicles value high we need to do its scheduled maintenance, keep the interior clean, change oil and fluids, rotate tires and change belts to ensure the vehicle is still performing well!

But what if we get into an accident? Whether it is a totaled vehicle or a fender bender this call is not up to you, it’s up to an insurance company. That company may or not be yours and is certainly trying to keep its claims cost down giving you potentially less money to work with when you want a new car.

Totaled Vehicle- Obviously if the vehicle is totaled you are going to be responsible for the difference between your loan payoff and what an independent appraiser decided what your vehicle is worth.

Collision Repair- If it can be repaired, most people don’t understand that the vehicles value is diminished because of those repairs and especially when Non-Factory or Junkyard parts are utilized. The results could be a noticeable and the repair may not last as long.

Type of Parts used to complete the repair- Most insurance companies will not cover Original Manufactured Parts after the vehicle is 1 year old and in some cases the policy language around what parts they can use is not clearly explained.

Market Condition at the time of trade- This process is controlled by countless value estimators like Carfax, Kelly Blue Book and NADA guides that look at whether the vehicle has been in collision, been maintained properly and market conditions at the time. Combined these create many unknown gaps that expose you to unexpected financial risk.

GAC Asset Guard RS protects you when these situations occur.

• We allow up to $10,000 in Diminished Value Coverage to cover this shortfall at time of trade in.
• We give you the choice of utilizing OEM Parts over Non-Factory at the time of repair covering the difference up to $2,000.

Other benefits:

• We will pay Collision and Comprehensive Deductible Reimbursement up to $500 on every vehicle in your household. This benefit alone can save you hundreds of dollars per year in auto insurance premium.
• Extra Rental Days extra when their vehicle is in for long term repair. $50 per day up to $1,500. Many insurance companies only cover a repair for a limited number of days. We step in when they stop paying.
• Roadside Assistance with an extensive network of towing companies, we make sure that when you get in a collision within 200 miles of your home, we will bring back to your local dealership to get repaired.

Have security by knowing Guardsman Auto Club is Backed by Allianz, an AM Best A+ rated worldwide insurer.

Guardsman Auto Club (GAC) is Powered by Driven Solutions a 56-year-old Motor Club company providing roadside assistance and travel club programs to over 20+ Million customers nationwide. We are proud to offer Guardsman Auto Club with our partners Sherwin Williams.